Managing Director/CEO

Emmanuel Efe Emefienim is an accomplished Banker with over 30 years experience spanning Middle and Senior Management levels within Operations, Treasury and Marketing functions since 1992.

Prior to joining Premium Trust Bank, he contributed immensely to the growth and success of Sterling Bank PLC rising from the position of General Manager in 2016 where he was responsible for the bank’s Commercial & Institutional Banking business in the South-South, South-East and Midwest Regions. Emmanuel is credited as the only Regional Business Head in the history of Sterling Bank to have run the most profitable regional business for 7 consecutive years (2011-2017). In 2018, Emmanuel was appointed to the Board of Sterling Bank PLC as Executive Director with responsibilities to oversee the Institutional Banking Directorate. Until his resignation in March 2022, his directorate was the most profitable year-on-year for three consecutive years.

He had earlier worked as the Head, Credit & Marketing at Oceanic Bank (now Ecobank Plc) 1992 – 1997; Manager, Commercial Banking Division at United Bank for Africa (UBA) PLC (1997 -2000) and then had a six-year stint at Savannah Bank PLC and FSB International Bank PLC (now Fidelity Bank PLC ) before joining Equatorial Trust Bank (ETB) in 2006. In ETB, he was an excellent performer managing the entire South-South region, a position he retained post ETB/Sterling Bank merger in 2011.

Emmanuel is an alumnus of the Harvard Business School where he graduated from the GMP and AMP programmes; the Wharton School, Pennsylvania (AMP 73 Class of 2017) and INSEAD. He had his B.Sc. (Hons) in Microbiology, M.Sc. in Banking & Finance and MBA, all from the University of Benin, Nigeria.

Emmanuel Efe Emefienim currently sits on the Board of PremiumTrust Bank as Managing Director/Chief Executive Officer